Due to the diversity of construction projects and contracts completed, each risk is underwritten based on its unique merits and requirements as determined by the information presented

These policies can be issued on a "annual" blanket basis, which allows several contracts to be covered within certain limits and based on expected yearly turnovers. Such policies can also be underwritten on a project-specific basis where only a specific contract is covered for a set period at a specified address.

It extends beyond yellow metal equipment to include compressors, compactors, and smaller tools. The policy also encompasses hired-in plant, substitute hiring costs, and third-party liability risks associated with the equipment as a tool of trade.

Our insurance policy covers all risks for such equipment, whether it was purchased, leased, or rented. Extended protection is available for data restoration and the increased cost of working.

The policy can be customised to meet the specific demands of the risk, and expanded to include testing cover for the set up and installation of new machinery.

This leads to loss or damage to the insured's own plant and machinery, where goods are being manufactured, or goods are in the client's custody and control. In cases where there is a high volume of traffic near or above products and machinery, the insurance is quite valuable.